Interesting article by Vitalik Buterin, creator of the Ethereum cryptocurrency, on the proper place and value of these things

A lot of funky thoughtfulness here.

His conclusions:

 It's better to mislead ten newbies into avoiding an investment that turns out good than it is to allow a single newbie to get bankrupted by a grifter.

It's better to make your protocol too simple and fail to serve ten low-value short-attention-span gambling applications than it is to make it too complex and fail to serve the central sound money use case that underpins everything else.

And it's better to offend millions by standing aggressively for what you believe in than it is to try to keep everyone happy and end up standing for nothing.

Be brave. Fight for your values. Be a maximalist.